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Hybrid vs. electric: How to choose Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our aim is to assist you make better financial decisions by providing you with interactive financial calculators and tools, publishing original and objective content. This allows you to conduct research and compare information for free - so that you can make sound financial decisions. Bankrate has agreements with issuers, including but not limited to American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Earn Profit The offers that appear on this site are from companies who pay us. This compensation could affect how and where products are displayed on this website, for example, for example, the sequence in which they appear within the listing categories, except where prohibited by law for our loans, mortgages,, and other home lending products. This compensation, however, does affect the information we provide, or the reviews you read on this site. We do not contain the entire universe of businesses or financial offerings that could be accessible to you.



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4 min read Published 12 January 2023
The story was written by David McMillin. Written by Contributing writer

David McMillin is a contributing writer for Bankrate and covers topics like mortgages, credit cards tax, banking, and travel. David's goal is to help readers figure out how to save more and stress less.








The edit was done by Rhys Subitch Edited by Auto loans editor

Rhys has been editing and writing for Bankrate since the end of 2021. They are dedicated to helping readers gain the confidence to control their finances with clear, well-researched information that breaks down otherwise complex topics into digestible chunks.









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If you're searching for an upgrade to your vehicle, you might be considering a new way of driving that will require fewer- or no -- visits to the gas station. As more car manufacturers unveil new electric-powered models, drivers are pondering making the switch. Research from the National Institute of Standards and Technology shows the fact that 42 per cent of Americans are at a minimum likely to consider an electric car the next time they get something new for their garages. If you're in that crowd, there is an even bigger question to address. Should you leave some room for gas or go all-in on electric? Consider the pros and cons of electric vehicles vs hybrid vehicles prior to rushing to the dealer. The differences between hybrid and EV Hybrid automobiles such as plug-in hybrids, plug-in hybrid cars, or electric vehicle (EVs) are all designed to help you curb or reduce fuel expenses. But there are some key differences between them to know about. Hybrid models can use gasoline or electricity as a energy source. They're equipped with an electric motor and an engine powered by gasoline that operate together to power the vehicle. Plug-in hybrids are similar to hybrid vehicles, but come with a large rechargeable battery. If you drive while the battery is charged up, the fuel is conserved. However, once the battery's charge is low, the gasoline engine starts and the car is able to run, however as a regular hybrid. Electric vehicles are powered by batteries and are powered by one electric motor. You won't find a fuel tank or engine in this vehicle. What is the best way to decide between electric and hybrid vehicles There isn't a correct or incorrect answer in deciding between hybrids and electric. It is best to take into consideration a variety of elements, including where you live, what you are currently spending in gas costs, the extent to which you are dedicated you are to the reduction of your carbon footprint and more. "If you don't want to map out the miles you'll drive, you feel as though you're suffering from range anxiety, or may not have many charging points, the plug-in hybrid could be the best option for you," says Ronald Montoya who is the senior consumer advisor at Edmunds. Consider the following options if you're considering a specific hybrid model. You can share some information about your driving habits as well as the power configuration at home to get an estimate of the annual electricity and fuel expenses and the how often you visit your local gas station. "If you're comfortable planning your routes in terms of mileage and have a charger at home or work," Montoya says, "you're the ideal candidate for an electric vehicle that is completely electric." To find out where charging stations are currently located, start with the . Hybrid advantages and disadvantages you examine the data from the plug-in hybrid calculator, here's a rundown of the main advantages and disadvantages of hybrid vehicles. Benefits Consider these advantages when looking at hybrid cars: You won't be worried about running out of energy. Since hybrid cars allow you to use gas and diesel, you'll get covered by over 145,000 gasoline stations across the nation. You'll pay less each month. Although every car comes with distinct prices Hybrid vehicles generally have lower monthly payments than all-electric vehicles, which helps keep your transportation costs in check. Drawbacks There are also some drawbacks to consider that you'll still have need to pay the gas. Hybrid vehicles don't have a long range for operating on electricity, making gasoline the most popular fuel source for longer road trips. For example, it is the case that Environmental Protection Agency sets the Toyota RAV4 Hybrid's electric-only range to 42 miles. There's a range available, but only for certain qualifying vehicles (hybrids must plug in and be purchased new in order to qualify). It's still likely to produce tons of carbon. "The plug-in hybrid will lower your consumption of fuel," Montoya says, "but not entirely." If you're serious about doing your part to lower your carbon footprint, then you must be aware that a hybrid car's gas consumption will still play a role in polluting the planet. Benefits of electric cars and drawbacks Those who are ideal will need to weigh the advantages and disadvantages of . The benefits Here are a few of the major benefits you'll receive by purchasing an electric vehicle It will save you from paying for high-priced gas. In January. 9, 2023, the average cost of a gallon of regular fuel is $3.28, . If you have an electric vehicle, you don't need to worry about increasing prices for fuel. If new fully electric cars are eligible to be eligible for . It will have a positive effect on the planet. As businesses and governments are trying to figure out ways to address climate change, individuals can take action, too. "If you want to completely get off fossil fuels, you'll require an EV," Montoya says. The drawbacks of electric vehicles have a few downsides: You might need to search for a place to charge your vehicle. If your battery isn't fully charged, finding a place to charge it isn't quite as straightforward as finding a gas station. "You'll see that both the shores in the U.S. have the most charging station," Montoya says. "It's when you move into the states in the north-central region like Montana, North Dakota and Wyoming where they become more sparse." However, in the near future, the world of electric vehicles appears brighter with increasing charging stations, and plans by the federal government to lower prices. There could be for a long time for each charge to complete. While charging stations that are fast and public are becoming more widespread however, the basic charging stations take a long time to get the juice to go far. For instance 120V charging stations grant two to five miles of driving time for each minute of charge. That is OK if you are charging for a long time, but it isn't convenient if you need a quick fill-up. . New cars are expensive in every way and electric cars tend to come with higher sticker prices and monthly payments than the gas car you're used to driving. You could pay more than that, too. A study by the financial technology company Self found that the cost of insurance for electric vehicles are generally higher than gas cars. The bottom line Whether you buy a hybrid or electric vehicle, you'll need plenty of money to buy an all-new vehicle today. Given the current market prices , it's even more important to take your time and think about what fits your lifestyle the best. You might not want to spend too long however. Automobiles will continue to be available until 2023, due in part to the Fed rate increase in late 2022. Therefore, you should begin by looking at hybrids and electric vehicles to figure out which is most suitable for you. It's equally important to shop around for lenders and today to determine if you are able to secure a good deal on financing for your new car.


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Written by the writer who contributed to the article.

David McMillin is a contributing writer for Bankrate and covers topics like mortgages, credit cards and credit cards tax, banking, and travel. David's mission is to assist readers discover ways to save money and worry less.




Edited by Rhys Subitch Edited by Auto loans editor

Rhys has been editing and writing for Bankrate since the end of 2021. They are passionate about helping readers gain confidence to control their finances with precise, well-studied facts that break down complicated topics into bite-sized pieces.






Auto loans editor




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