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6 dealer options to skip when buying a car Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our mission is to help you make smarter financial decisions by providing you with interactive financial calculators and tools as well as publishing objective and unique content, by enabling you to conduct research and compare data for free to help you make sound financial decisions. Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Earn money The products that appear on this website come from companies that compensate us. This compensation could affect how and when products appear on the site, such as the sequence in which they appear within the listing categories and other categories, unless prohibited by law. This applies to our mortgage or home equity products, as well as other home loan products. This compensation, however, does have no impact on the content we publish or the reviews you see on this site. We do not consider the vast array of companies or financial offerings that could be available to you. Maskot/Getty
5 min read Read Published January 12, 2023
The article was written by Ben Luthi Written by Contributing writer Ben Luthi is a personal travel and finance writer who is passionate about helping others understand how to live life more fully. His writing has been featured in several publications that include U.S. News & World Report, USA Today, Yahoo! Finance, and many more. Written by Rhys Subitch Edited by Auto loans editor Rhys has been writing and editing for Bankrate from late 2021. They are passionate about helping readers gain confidence to manage their finances by providing concise, well-studied facts that break down complex topics into manageable bites. The Bankrate guarantee
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All new cars already come with rustproofing, and some automakers will void the factory corrosion-perforation warranty if the car is undercoated by a third party.
2. Fabric protection Some dealers will offer fabric protection that is intended to shield your seats from staining. "A majority of dealers are also willing to pitch you fabric protection, that is essentially an oil that they put on -- a spray that costs them practically nothing, but which they could be able to charge 100 or even more dollars," Quincy says. Why you should skip it
"If you really need extra protection for your fabric all you need to do is buy a bottle of Scotchgard," says John Nielsen, national director of auto repair and buying at AAA.
3. Protection for paint This dealership option is often advertised by sales representatives in showrooms as a product that offers new cars an all-year-round, non-wax shine, which provides an extended protection from the environment. The cost of protecting the paint sealant could cost the new car buyer more than $200. Why you should skip it
Today, most automotive paints are durable finishes that benefit much more from regular washing and waxing, says Nielsen.
4. VIN etching VIN is an option that permits you to make an adhesive plastic stencil that includes the vehicle identification number of your vehicle, or VIN. You then place that stencil on a window and apply a special acid solution that chemically burns, or etches, the VIN on the glass. VIN Etching can act as a deterrent to thieves because it makes it virtually impossible for them to profit from selling windshields or windows. It also makes it harder to find a way to dispose of a vehicle when it's stolen. It is actually recommended by agencies and police. Certain insurers may even offer a discount on the comprehensive portion of your car insurance or eliminate the deductibles for insurance if your vehicle has this feature. It's a straightforward process, but VIN marking as a dealer option can cost the buyer anywhere from 150 to 300 dollars. If you decide to do the work yourself, you'll save over $100. Why you should skip the process
If you'd like to try VIN etching, it's cheaper to use a do-it-yourself kit priced between $20 to $40 online.
5. Extended warranties are an option for dealers, basic warranties automobile warranties start at $1000 and quickly increase to several thousand dollars for high-performance or luxury automobiles. Extended warranties cover bumper-to bumper damage that covers everything on your vehicle, from major system repair, problems with heating or air, and engine issues. Extended warranties however, do not cover components that are typically replaced. Plan price varies based on mileage, the term of coverage and deductible level before signing off New vehicles generally have warranties from the manufacturer. If you're buying used, you don't need to buy the warranty on the day you purchase the vehiclewhich means you can shop around if you really want one. Why you should skip it
It is usually better to spend the money you'd spend on an extended warranty to pay for the recommended maintenance that your vehicle requires.
6. The nitrogen in the tires No matter the type of tire yours are filled with, whether oxygen or nitrogen the four wheels that push your vehicle will eventually be deflated. Tires can lose air due to a hole within the tread area, poor seal or just general wear and tear on the vehicle. However, many dealers will advise buyers to apply nitrogen to their tires, which could cost up to $200. If you're not racing car drivers who require an increased pressure on their tires, then the additional expense isn't worth it. If you really want nitrogen, stopping by the local body shop could cost anywhere from $10 to $30 per tire. The reason why you shouldn't
It is best to save your cash and look for any damage to your tires that is likely to happen with vehicle age.
How to avoid dealer-added options The correct options on the vehicle you are driving can improve your driving experience. It can also be helpful when you are ready to sell it or trade it into. However, you don't have to agree with the dealer-installed features you don't want. If you find that a vehicle you purchase comes with some dealer-installed options, you can ask the dealer to eliminate them and alter the cost of the vehicle in line with the changes. In certain situations, it isn't always possible- for example, when paint protection or rustproofing was already applied the option may not be removed. Try to of the vehicle as you would normally do if the dealer isn't able or unwilling to get rid of an option. There's no assurance that this will succeed, but even showing a little initiative in negotiation could change the tone of the conversation. Consider, for instance, making contact with a different dealer in the region to find out what they cost for specific services or perhaps see what it will cost you if you do it yourself. This will give you a good basis to use in negotiations. If a dealer isn't willing to negotiate much, or is unwilling to bargain at all, you can choose to buy the vehicle as is or leave. Factory options as opposed to. dealer options Both factory and dealer options are additional costs you'll encounter when car shopping. Contrary to dealer options, factory options aren't "added on" when you the time of purchase. The manufacturer manages these extras in the factory prior to when the vehicle arrives on the lot. The factory options may include an alarm system, specific equipment such as a spoiler, or an advanced engine configuration. These add-ons can increase the amount you pay, so consider which are essential and which you're able to leave out. The bottom line is that dealer-installed options can be costly So determining what you're being charged for is crucial. While dealers aren't always willing to take away the options they've installed or negotiate on the price, remember that these aren't the norm and you shouldn't be forced to accept them. Like every other part of buying a car, you should consider and the options offered by several dealers in your region to ensure that you get the best deal available.
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Written by a contributing writer Ben Luthi is a personal writer of travel and finance who is passionate about helping others learn how to live their lives more completely. His writing has been featured in a variety of publications such as U.S. News & World Report, USA Today, Yahoo! Finance, and many numerous others. The article was edited by Rhys Subitch Edited by Auto loans editor Rhys has been editing and writing for Bankrate from late 2021. They are passionate about helping readers to manage their finances through providing precise, well-researched and well-researched information that breaks down otherwise complicated subjects into bite-sized pieces.
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